Up to $300 cash back
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
Our Review
With no annual fee and AT LEAST 1.5% (or 1.5x points) on all purchases, this is a great card to add to your wallet!
WHY WE RECOMMEND IT!
Although marketed as a “cash back” credit card, this card actually earns valuable Chase points! (For example, $300 cash back is the same as 30,000 points and 1.5% cash back is the same as 1.5x points on every purchase). These points can often be redeemed for more value when you move your points to a transferrable Chase credit card (the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card) and then transfer the points to airline and hotel partners like United, Hyatt, Southwest, Flying Blue and more.
Plus, You Get
- 6.5% 6.5% cash back on travel purchased through Chase Travel℠ on up to $20k spent in the first year
- 4.5% 4.5% cash back on travel purchased through Chase Travel℠ on up to $20k spent in the first year
- 3% 3% cash back on all other purchases on up to $20k spent in the first year
- 5% 5% cash back on travel purchased through Chase Travel℠ (after your 1st year or $20k spent)
- 3% 3% cash back on drugstores and dining (after your 1st year or $20k spent)
- 1.5% 1.5% cash back on all other purchases (after your 1st year or $20k spent)